Specialist and non standard home insurance

Looking for insurance that's a little unusual?

First2Protect have a Specialist Insurance Team that use a panel of specialist insurers. They're able to look for insurance solutions for many unusual scenarios which some insurers may decline to cover, such as;

• Unoccupied properties - Properties undergoing renovation, awaiting sale, or in probate.
• Previous subsidence or flooding - Whether directly affected or in an area susceptible to such, we will do our utmost to obtain the best level of cover we can.
• Adverse financial or claims history - Bankruptcy, CCJs or similar. A high number of claims or even a claim that is still open are all considered.
• Criminal convictions - All convictions are considered under our “Fairplay” scheme, even if the conviction is not considered spent by the Rehabilitation of Offenders Act 1974.
• Non-standard construction - Anything from timber or steel frame properties, flat and/or eco roofs, pre-fabricated homes, listed buildings, cob wall, thatched roof amongst others.
• Lodgers or paying guests - Any such person paying to reside in your property with or without a formal agreement in place.
• High value buildings and/or contents - If you require buildings cover of more than £1 million or contents cover of more than £100,000 then you would benefit from having a specialist policy to meet your needs.
• Non-standard landlord risks - Houses of Multiple Occupancy, tenancy agreements direct with a council or housing association, asylum seeker lets, blocks of flats amongst others.

First2Protect can cater for a wide range of circumstances. Call them today on 01392 849751^{^} or complete the form and they'll be in touch to give you a quotation.