Stamp Duty Calculator
Use our Stamp Duty Land Tax (SDLT) calculator to estimate how much stamp duty you may need to pay based on the value of the property and your reason for buying it.
This stamp duty calculator will show you the difference in the amount of stamp duty you pay today compared to what you will need to pay after the changes on the 1st of April 2025.
What is stamp duty?
Stamp Duty Land Tax (SDLT) is a tax on property purchases in England and Northern Ireland.
The amount of Stamp Duty you pay depends on the property's price and your circumstances, such as whether it's your first home or a second property.
Please note that rates differ in Scotland and Wales, but England and Northern Ireland share the same rates. ?Please see our Land and Building Transaction Tax calculator if you are purchasing property in Scotland.
How much is stamp duty?
As of 23rd September 2022 until the 31st of March 2025, you won’t pay any stamp duty on properties valued under £250,000. However, this is set to change on the 1st of April 2025.
For properties above that threshold, SDLT is calculated as a percentage of the purchase price.
At the moment first-time buyers will only pay stamp duty on properties valued over £425,000. Additionally, first-time buyers' relief is now available for homes worth up to £625,000 (up from £500,000).
If you’re buying an additional property, starting from 31st October 2024, a 5% surcharge will apply on top of the standard SDLT rates.
Stamp Duty Rates are changing from 1st of April 2025
From the 1st of April 2025, the amount of stamp duty you pay when purchasing a property will change.
- Property value up to £125,000 = £0
- The next £125,000 (the portion from £125,001 to £250,000) you pay 2% tax
- The next £675,000s (the portion from £250,000 to £925,000) you pay 5%
- The next £575,000 (the portion from £925,0001 to £1.5 million) you pay 10%
- The remaining amount (anything over £1.5million) will pay 12%.
We have a detailed article of changes to the stamp duty rates in 2025. Find out how this might impact your house buying or selling process.
You Might Want to Know
First Time Buyer Guide
Buying in England
Conveyancing for Buyers
How much is your house worth?
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