Mortgage appointment checklist

There are lots of documents and information needed when you’re making a mortgage application. 

The more documents you can bring to your initial mortgage appointment with Embrace Financial Services, the quicker you'll be able to get moving. They've put together a handy appointment checklist - but don't worry if you're not able to find every document. 

What to bring to your first mortgage appointment

Proof of identity

• Form of identity (eg. passport or driving licence)

Proof of income

• Employers’ details for the last 3 years (name, address, telephone number and dates you were employed there)
• 13 weeks’ or 3 months’ payslips
• Latest P60 (usually issued by your employer in April/May)
• Last 2 years’ copies of SA302s/audited accounts (if self-employed)
• Bank statements (latest 3 months)
• Your latest annual mortgage statement
• Details of existing outgoings including details of other loan commitments

Proof of address

• Your full address history (to cover at least the last 3 years)
• Proof of residency (eg. utility bill or bank statement, dated in last 3 months)

Additional information

• Proof of deposit
• Details of all existing personal and mortgage related insurance
• Employment benefits (eg. sick pay, pensions)
• New property details (only if not purchasing through Your Move)

Please make sure you bring original documents with you to your first mortgage appointment.